California State & Federal Employees Credit Union #20
Home B@nking
Account #:


Home B@nking







Effective Date is: 1/13/10

Loan Rates
Type A.P.R.

Auto Loan Special - 2008 or Newer - 100 % financing

as low as 4.75%

Used Auto - 05 to 07 - 100% financing

as low as 5.00%

Other Secured - up to 60 months

as low as 8.50%

Home Improvement Loan - up to 180 months

as low as 6.50%

Home Equity Line of Credit

as low as 4.00%

1st Deed of Trust - up to 7 years

Fixed 4.75%

1st Deed of Trust - up to 10 years

Fixed 5.00%

1st Deed of Trust - up to 15 years

Fixed 5.25%

1st Deed of Trust - up to 20 years

Fixed 6.00%

Single Family Rental Property - up to 7 years

Fixed 6.25%

Single Family Rental Property - up to 10 years

Fixed 6.50%

Single Family Rental Property - up to 15 years

Fixed 6.75%

Mobile Home Loan - up to 180 months

as low as 9.50%

Recreational Vehicles New/Used

as low as 7.00%

Motorcycles New/Used

as low as 7.00%

Signature Loan

as low as 9.50%

Share Secured Loan

as low as 4.75%

VISA Classic

13.90%

VISA Secured

15.00%


Savings Rates
Type Terms APR
4th Qrtr Dividend on Shares Paid 12/31/09 1.26% APY
IRA Paid Quarterly 2.27% APY


Late Charges:  None

Line of Credit/Share Draft Overdraft Charges:  $3.00 per day in increments of $100.

Minimum Payment:  The minimum monthly payment on your Line of Credit/Share Draft Checking subaccount will be $60.00

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